ESFB0000005 — Equitas Small Finance Bank, Credit Cards Ho
ESFB0000005 is the IFSC code of Equitas Small Finance Bank, Credit Cards Ho branch, Chennai, Tamil Nadu. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ESFB0000005 |
|---|---|
| Bank | Equitas Small Finance Bank |
| Branch | Credit Cards Ho |
| Address | EQUITAS SMALL FINANCE BANK,6TH FLOOR,SPENCER PLAZA,ANNASALAI,CHENNAI 600002 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| MICR code | — |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Equitas Small Finance Bank branches in Chennai
- Adyar — ESFB0001381
- Alwarpet — ESFB0001344
- Ambattur — ESFB0001082
- Anna Garden, Velachery — ESFB0001206
- Anna Nagar — ESFB0001002
- Arumbakkam — ESFB0001208
- Ashok Nagar — ESFB0001003
- Ashok Nagar Nd Avenue — ESFB0001190
- Chintadripet — ESFB0001189
- Choolaimedu — ESFB0001191
- Chromepet — ESFB0001078
- Cms — ESFB0000CMS
How to read IFSC ESFB0000005
| Part | Meaning |
|---|---|
| ESFB | Bank code – Equitas Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000005 | Branch code – Credit Cards Ho, Chennai |
Sending money to Equitas Small Finance Bank, Credit Cards Ho
Payments this branch can receive using IFSC ESFB0000005:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC ESFB0000005.
Questions about IFSC ESFB0000005
What is the IFSC code of Equitas Small Finance Bank, Credit Cards Ho branch?
The IFSC code of Equitas Small Finance Bank, Credit Cards Ho branch (Chennai, Tamil Nadu) is ESFB0000005.
Where is Equitas Small Finance Bank, Credit Cards Ho branch located?
The branch address is EQUITAS SMALL FINANCE BANK,6TH FLOOR,SPENCER PLAZA,ANNASALAI,CHENNAI 600002 (Tamil Nadu).
Does ESFB0000005 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.