COSB0000176 — Cosmos Co-operative Bank, Changodar
COSB0000176 is the IFSC code of Cosmos Co-operative Bank, Changodar branch, Ahmedabad, Gujarat. MICR 382164002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000176 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Changodar |
| Address | SHOP NO. 3,4,5, TULSI PLAZA, CHANGODAR MAIN ROAD, AHMEDABAD- 382213 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| MICR code | 382164002 |
| SWIFT code | — |
| Phone | +919327982391 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Ahmedabad
- Nikol — COSB0000177
- Science City — COSB0000174
- South Bopal — COSB0000175
How to read IFSC COSB0000176
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000176 | Branch code – Changodar, Ahmedabad |
The MICR code 382164002 is printed at the bottom of cheques from this branch: 382 is the city code, 164 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Changodar
Payments this branch can receive using IFSC COSB0000176:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000176.
Questions about IFSC COSB0000176
What is the IFSC code of Cosmos Co-operative Bank, Changodar branch?
The IFSC code of Cosmos Co-operative Bank, Changodar branch (Ahmedabad, Gujarat) is COSB0000176.
What is the MICR code of Cosmos Co-operative Bank, Changodar?
The MICR code of this branch is 382164002.
Where is Cosmos Co-operative Bank, Changodar branch located?
The branch address is SHOP NO. 3,4,5, TULSI PLAZA, CHANGODAR MAIN ROAD, AHMEDABAD- 382213 (Gujarat).
Does COSB0000176 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.