COSB0000111 — Cosmos Co-operative Bank, Anand
COSB0000111 is the IFSC code of Cosmos Co-operative Bank, Anand branch, Anand, Gujarat. MICR 388164002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000111 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Anand |
| Address | MAFAIR STATION ROAD, OPP. SUCH MONEY EXCHANGE , ANAND, GUJARAT-388001 |
| City | Anand |
| District | Anand |
| State | Gujarat |
| MICR code | 388164002 |
| SWIFT code | — |
| Phone | +912692241544 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC COSB0000111
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000111 | Branch code – Anand, Anand |
The MICR code 388164002 is printed at the bottom of cheques from this branch: 388 is the city code, 164 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Anand
Payments this branch can receive using IFSC COSB0000111:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000111.
Questions about IFSC COSB0000111
What is the IFSC code of Cosmos Co-operative Bank, Anand branch?
The IFSC code of Cosmos Co-operative Bank, Anand branch (Anand, Gujarat) is COSB0000111.
What is the MICR code of Cosmos Co-operative Bank, Anand?
The MICR code of this branch is 388164002.
Where is Cosmos Co-operative Bank, Anand branch located?
The branch address is MAFAIR STATION ROAD, OPP. SUCH MONEY EXCHANGE , ANAND, GUJARAT-388001 (Gujarat).
Does COSB0000111 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.