COSB0000110 — Cosmos Co-operative Bank, Magob
COSB0000110 is the IFSC code of Cosmos Co-operative Bank, Magob branch, Surat, Gujarat. MICR 395164003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000110 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Magob |
| Address | PLOT NO.8 & 9,BLOCK NO.14,REV.S.NO.18,NEAR BHAKTIDHAM TEMPLE,SURAT KADODARA MAIN ROAD,MAGOB,SURAT,GUJARAT 395010 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395164003 |
| SWIFT code | — |
| Phone | +912612642500 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Surat
- Katargam — COSB0000173
- Surat — COSB0000038
- Vip Road- Vesu — COSB0000172
How to read IFSC COSB0000110
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000110 | Branch code – Magob, Surat |
The MICR code 395164003 is printed at the bottom of cheques from this branch: 395 is the city code, 164 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Magob
Payments this branch can receive using IFSC COSB0000110:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000110.
Questions about IFSC COSB0000110
What is the IFSC code of Cosmos Co-operative Bank, Magob branch?
The IFSC code of Cosmos Co-operative Bank, Magob branch (Surat, Gujarat) is COSB0000110.
What is the MICR code of Cosmos Co-operative Bank, Magob?
The MICR code of this branch is 395164003.
Where is Cosmos Co-operative Bank, Magob branch located?
The branch address is PLOT NO.8 & 9,BLOCK NO.14,REV.S.NO.18,NEAR BHAKTIDHAM TEMPLE,SURAT KADODARA MAIN ROAD,MAGOB,SURAT,GUJARAT 395010 (Gujarat).
Does COSB0000110 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.