COSB0000074 — Cosmos Co-operative Bank, Jalna
COSB0000074 is the IFSC code of Cosmos Co-operative Bank, Jalna branch, Jalna, Maharashtra. MICR 431164001. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000074 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Jalna |
| Address | BHOKARDAN NAKA, NASCENT TOWER PLOT NO.15, JALNA 431203 |
| City | Jalna |
| District | Jalna |
| State | Maharashtra |
| MICR code | 431164001 |
| SWIFT code | — |
| Phone | 230764 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC COSB0000074
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000074 | Branch code – Jalna, Jalna |
The MICR code 431164001 is printed at the bottom of cheques from this branch: 431 is the city code, 164 the bank code and 001 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Jalna
Payments this branch can receive using IFSC COSB0000074:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000074.
Questions about IFSC COSB0000074
What is the IFSC code of Cosmos Co-operative Bank, Jalna branch?
The IFSC code of Cosmos Co-operative Bank, Jalna branch (Jalna, Maharashtra) is COSB0000074.
What is the MICR code of Cosmos Co-operative Bank, Jalna?
The MICR code of this branch is 431164001.
Where is Cosmos Co-operative Bank, Jalna branch located?
The branch address is BHOKARDAN NAKA, NASCENT TOWER PLOT NO.15, JALNA 431203 (Maharashtra).
Does COSB0000074 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.