COSB0000031 — Cosmos Co-operative Bank, Indore
COSB0000031 is the IFSC code of Cosmos Co-operative Bank, Indore branch, Indore, Madhya Pradesh. MICR 452164002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000031 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Indore |
| Address | SHANTI HEIGHTS, 32/2, SOUTH TUKOGANJ, INDORE 452 001 |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| MICR code | 452164002 |
| SWIFT code | — |
| Phone | +91731528726 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Indore
- Annapurna Branch — COSB0000917
How to read IFSC COSB0000031
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000031 | Branch code – Indore, Indore |
The MICR code 452164002 is printed at the bottom of cheques from this branch: 452 is the city code, 164 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Indore
Payments this branch can receive using IFSC COSB0000031:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000031.
Questions about IFSC COSB0000031
What is the IFSC code of Cosmos Co-operative Bank, Indore branch?
The IFSC code of Cosmos Co-operative Bank, Indore branch (Indore, Madhya Pradesh) is COSB0000031.
What is the MICR code of Cosmos Co-operative Bank, Indore?
The MICR code of this branch is 452164002.
Where is Cosmos Co-operative Bank, Indore branch located?
The branch address is SHANTI HEIGHTS, 32/2, SOUTH TUKOGANJ, INDORE 452 001 (Madhya Pradesh).
Does COSB0000031 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.