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COSB0000002 — Cosmos Co-operative Bank, Khadki Bazar

COSB0000002 is the IFSC code of Cosmos Co-operative Bank, Khadki Bazar branch, Pune, Maharashtra. MICR 411164004. NEFT yes, RTGS yes, IMPS yes.

IFSC codeCOSB0000002
BankCosmos Co-operative Bank
BranchKhadki Bazar
AddressNEW BAZAR,H.NO 82,KOHINOOR PLAZA, DR. BABASAHEB AMBEDKAR ROAD, PUNE 411003
CityPune
DistrictPune
StateMaharashtra
MICR code411164004
SWIFT code—
Phone+912025817225
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Cosmos Co-operative Bank branches in Pune

How to read IFSC COSB0000002

PartMeaning
COSBBank code – Cosmos Co-operative Bank
0Fifth character, always zero (kept for future use)
000002Branch code – Khadki Bazar, Pune

The MICR code 411164004 is printed at the bottom of cheques from this branch: 411 is the city code, 164 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Cosmos Co-operative Bank, Khadki Bazar

Payments this branch can receive using IFSC COSB0000002:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000002.

Questions about IFSC COSB0000002

What is the IFSC code of Cosmos Co-operative Bank, Khadki Bazar branch?

The IFSC code of Cosmos Co-operative Bank, Khadki Bazar branch (Pune, Maharashtra) is COSB0000002.

What is the MICR code of Cosmos Co-operative Bank, Khadki Bazar?

The MICR code of this branch is 411164004.

Where is Cosmos Co-operative Bank, Khadki Bazar branch located?

The branch address is NEW BAZAR,H.NO 82,KOHINOOR PLAZA, DR. BABASAHEB AMBEDKAR ROAD, PUNE 411003 (Maharashtra).

Does COSB0000002 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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