CLBL0000071 — Capital Small Finance Bank, Millerganj,ludhiana
CLBL0000071 is the IFSC code of Capital Small Finance Bank, Millerganj,ludhiana branch, Ludhiana, Punjab. MICR 141545005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CLBL0000071 |
|---|---|
| Bank | Capital Small Finance Bank |
| Branch | Millerganj,ludhiana |
| Address | B-15-79/A/1,VISHKARMA CHOWK,MILLERGANJ,DISTT LUDHIANA-141003 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141545005 |
| SWIFT code | — |
| Phone | +911615005111 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Capital Small Finance Bank branches in Ludhiana
- Capital Local Area Bank Limited, Jagraon — CLBL0000035
- Capital Local Area Bank Limited, Khanna — CLBL0000038
- Capital Local Area Bank Ltd. , Samrala — CLBL0000040
- Capital Local Area Bank,doraha — CLBL0000047
- Chaura Bazaar,ludhiana — CLBL0000177
- Dakha — CLBL0000034
- Ghangas — CLBL0000211
- Kaind — CLBL0000135
- Lalheri — CLBL0000089
- Ludhiana — CLBL0000030
- Machhiwara — CLBL0000074
- Meharban — CLBL0000090
How to read IFSC CLBL0000071
| Part | Meaning |
|---|---|
| CLBL | Bank code – Capital Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000071 | Branch code – Millerganj,ludhiana, Ludhiana |
The MICR code 141545005 is printed at the bottom of cheques from this branch: 141 is the city code, 545 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Capital Small Finance Bank, Millerganj,ludhiana
Payments this branch can receive using IFSC CLBL0000071:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CLBL0000071.
Questions about IFSC CLBL0000071
What is the IFSC code of Capital Small Finance Bank, Millerganj,ludhiana branch?
The IFSC code of Capital Small Finance Bank, Millerganj,ludhiana branch (Ludhiana, Punjab) is CLBL0000071.
What is the MICR code of Capital Small Finance Bank, Millerganj,ludhiana?
The MICR code of this branch is 141545005.
Where is Capital Small Finance Bank, Millerganj,ludhiana branch located?
The branch address is B-15-79/A/1,VISHKARMA CHOWK,MILLERGANJ,DISTT LUDHIANA-141003 (Punjab).
Does CLBL0000071 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.