CIUB0000985 — City Union Bank, Surat Adajan
CIUB0000985 is the IFSC code of City Union Bank, Surat Adajan branch, Surat, Gujarat. MICR 395054007. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CIUB0000985 |
|---|---|
| Bank | City Union Bank |
| Branch | Surat Adajan |
| Address | SHOP NO.16, 17, 18, 19,GROUND FLOOR,SOVEREIGN SHOPPERS,ANAND MAHAL ROAD,ADAJAN,SURAT |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395054007 |
| SWIFT code | — |
| Phone | +918925810901 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other City Union Bank branches in Surat
- Katargam — CIUB0000613
- Surat — CIUB0000100
- Surat Ii — CIUB0000225
- Surat Saroli — CIUB0000768
- Surat Varachha — CIUB0000977
How to read IFSC CIUB0000985
| Part | Meaning |
|---|---|
| CIUB | Bank code – City Union Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000985 | Branch code – Surat Adajan, Surat |
The MICR code 395054007 is printed at the bottom of cheques from this branch: 395 is the city code, 054 the bank code and 007 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to City Union Bank, Surat Adajan
Payments this branch can receive using IFSC CIUB0000985:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CIUB0000985.
Questions about IFSC CIUB0000985
What is the IFSC code of City Union Bank, Surat Adajan branch?
The IFSC code of City Union Bank, Surat Adajan branch (Surat, Gujarat) is CIUB0000985.
What is the MICR code of City Union Bank, Surat Adajan?
The MICR code of this branch is 395054007.
Where is City Union Bank, Surat Adajan branch located?
The branch address is SHOP NO.16, 17, 18, 19,GROUND FLOOR,SOVEREIGN SHOPPERS,ANAND MAHAL ROAD,ADAJAN,SURAT (Gujarat).
Does CIUB0000985 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.