CIUB0000728 — City Union Bank, Nad Junction
CIUB0000728 is the IFSC code of City Union Bank, Nad Junction branch, Visakhapatnam, Andhra Pradesh. MICR 530054004. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CIUB0000728 |
|---|---|
| Bank | City Union Bank |
| Branch | Nad Junction |
| Address | D.NO 58-1-433/1/3,SHANTHI NAGAR,NAD KOTHA ROAD,VISAKHAPATNAM,ANDHRA PRADESH.PIN CODE 530009 |
| City | Visakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| MICR code | 530054004 |
| SWIFT code | — |
| Phone | +917708107321 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other City Union Bank branches in Visakhapatnam
- Gajuwaka — CIUB0000442
How to read IFSC CIUB0000728
| Part | Meaning |
|---|---|
| CIUB | Bank code – City Union Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000728 | Branch code – Nad Junction, Visakhapatnam |
The MICR code 530054004 is printed at the bottom of cheques from this branch: 530 is the city code, 054 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to City Union Bank, Nad Junction
Payments this branch can receive using IFSC CIUB0000728:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CIUB0000728.
Questions about IFSC CIUB0000728
What is the IFSC code of City Union Bank, Nad Junction branch?
The IFSC code of City Union Bank, Nad Junction branch (Visakhapatnam, Andhra Pradesh) is CIUB0000728.
What is the MICR code of City Union Bank, Nad Junction?
The MICR code of this branch is 530054004.
Where is City Union Bank, Nad Junction branch located?
The branch address is D.NO 58-1-433/1/3,SHANTHI NAGAR,NAD KOTHA ROAD,VISAKHAPATNAM,ANDHRA PRADESH.PIN CODE 530009 (Andhra Pradesh).
Does CIUB0000728 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.