CIUB0000684 — City Union Bank, Bhilai
CIUB0000684 is the IFSC code of City Union Bank, Bhilai branch, Durg, Chhattisgarh. MICR 490054001. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CIUB0000684 |
|---|---|
| Bank | City Union Bank |
| Branch | Bhilai |
| Address | HOTEL PRINCE,GROUND FLOOR,NANDINI ROAD,POWER HOUSE,BHILAI,DURG.PIN CODE 490011 |
| City | Durg |
| District | Chattisgarh |
| State | Chhattisgarh |
| MICR code | 490054001 |
| SWIFT code | — |
| Phone | +917305049118 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC CIUB0000684
| Part | Meaning |
|---|---|
| CIUB | Bank code – City Union Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000684 | Branch code – Bhilai, Durg |
The MICR code 490054001 is printed at the bottom of cheques from this branch: 490 is the city code, 054 the bank code and 001 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to City Union Bank, Bhilai
Payments this branch can receive using IFSC CIUB0000684:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CIUB0000684.
Questions about IFSC CIUB0000684
What is the IFSC code of City Union Bank, Bhilai branch?
The IFSC code of City Union Bank, Bhilai branch (Durg, Chhattisgarh) is CIUB0000684.
What is the MICR code of City Union Bank, Bhilai?
The MICR code of this branch is 490054001.
Where is City Union Bank, Bhilai branch located?
The branch address is HOTEL PRINCE,GROUND FLOOR,NANDINI ROAD,POWER HOUSE,BHILAI,DURG.PIN CODE 490011 (Chhattisgarh).
Does CIUB0000684 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.