CBIN0284294 — Central Bank of India, Phillaur
CBIN0284294 is the IFSC code of Central Bank of India, Phillaur branch, Jalandhar, Punjab. MICR 144016502. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CBIN0284294 |
|---|---|
| Bank | Central Bank of India |
| Branch | Phillaur |
| Address | K L TOWER,AKALPUR MAIN ROAD,CITY PHILLAUR,DIST JALANDHAR,PUNJAB 144410 |
| City | Jalandhar |
| District | Phillaur |
| State | Punjab |
| MICR code | 144016502 |
| SWIFT code | — |
| Phone | +912222637966 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Central Bank of India branches in Jalandhar
- Amritsar Regional Office — CBIN0287006
- Bhogpur — CBIN0284292
- Bundala — CBIN0284290
- Civil Lines Jalandhar — CBIN0280353
- Court Road, Jalandhar — CBIN0284575
- Goraya — CBIN0280359
- Guru Gobind Singh Avenue Jalandhar — CBIN0284807
- Industrial Estate Jullundhar — CBIN0281542
- Jalandhar Cantt — CBIN0281070
- Jalandhar City — CBIN0280355
- Jalandhar Regional Office — CBIN0283098
- K.rd. Jalandhar — CBIN0282698
How to read IFSC CBIN0284294
| Part | Meaning |
|---|---|
| CBIN | Bank code – Central Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 284294 | Branch code – Phillaur, Jalandhar |
The MICR code 144016502 is printed at the bottom of cheques from this branch: 144 is the city code, 016 the bank code and 502 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Central Bank of India, Phillaur
Payments this branch can receive using IFSC CBIN0284294:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CBIN0284294.
Questions about IFSC CBIN0284294
What is the IFSC code of Central Bank of India, Phillaur branch?
The IFSC code of Central Bank of India, Phillaur branch (Jalandhar, Punjab) is CBIN0284294.
What is the MICR code of Central Bank of India, Phillaur?
The MICR code of this branch is 144016502.
Where is Central Bank of India, Phillaur branch located?
The branch address is K L TOWER,AKALPUR MAIN ROAD,CITY PHILLAUR,DIST JALANDHAR,PUNJAB 144410 (Punjab).
Does CBIN0284294 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.