CBIN0281863 — Central Bank of India, Jogbani
CBIN0281863 is the IFSC code of Central Bank of India, Jogbani branch, Araria, Bihar. MICR 854016999. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CBIN0281863 |
|---|---|
| Bank | Central Bank of India |
| Branch | Jogbani |
| Address | AT & P.O. JOGBANI,DIST-ARARIA,BIHAR-854328 |
| City | Araria |
| District | Jogbani |
| State | Bihar |
| MICR code | 854016999 |
| SWIFT code | — |
| Phone | +912222612008 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Central Bank of India branches in Araria
- Araria — CBIN0281866
- Bhargama — CBIN0282044
- Forbesganj — CBIN0280069
- Gerki — CBIN0282820
- Narpatganj — CBIN0281395
- Palasi — CBIN0281823
- Sikti — CBIN0282037
How to read IFSC CBIN0281863
| Part | Meaning |
|---|---|
| CBIN | Bank code – Central Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 281863 | Branch code – Jogbani, Araria |
The MICR code 854016999 is printed at the bottom of cheques from this branch: 854 is the city code, 016 the bank code and 999 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Central Bank of India, Jogbani
Payments this branch can receive using IFSC CBIN0281863:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CBIN0281863.
Questions about IFSC CBIN0281863
What is the IFSC code of Central Bank of India, Jogbani branch?
The IFSC code of Central Bank of India, Jogbani branch (Araria, Bihar) is CBIN0281863.
What is the MICR code of Central Bank of India, Jogbani?
The MICR code of this branch is 854016999.
Where is Central Bank of India, Jogbani branch located?
The branch address is AT & P.O. JOGBANI,DIST-ARARIA,BIHAR-854328 (Bihar).
Does CBIN0281863 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.