CBIN0281472 — Central Bank of India, Kharsia
CBIN0281472 is the IFSC code of Central Bank of India, Kharsia branch, Raigarh, Chhattisgarh. MICR 496016375. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CBIN0281472 |
|---|---|
| Bank | Central Bank of India |
| Branch | Kharsia |
| Address | 6-47, NEW POST OFFICE, P.O. KHARSIA S.E. RLY., DIST-RAIGARH, CHHATTISGARH-496661 |
| City | Raigarh |
| District | Kharsia |
| State | Chhattisgarh |
| MICR code | 496016375 |
| SWIFT code | — |
| Phone | +912222612008 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Central Bank of India branches in Raigarh
- Branch — CBIN0280799
- Branch — CBIN0280800
- Chhal ,kudekela — CBIN0281980
- Dharmjaygarh — CBIN0284864
- Kosir — CBIN0281996
- Raikera — CBIN0284570
- Sarangarh — CBIN0284867
- Ulwe — CBIN0285189
How to read IFSC CBIN0281472
| Part | Meaning |
|---|---|
| CBIN | Bank code – Central Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 281472 | Branch code – Kharsia, Raigarh |
The MICR code 496016375 is printed at the bottom of cheques from this branch: 496 is the city code, 016 the bank code and 375 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Central Bank of India, Kharsia
Payments this branch can receive using IFSC CBIN0281472:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CBIN0281472.
Questions about IFSC CBIN0281472
What is the IFSC code of Central Bank of India, Kharsia branch?
The IFSC code of Central Bank of India, Kharsia branch (Raigarh, Chhattisgarh) is CBIN0281472.
What is the MICR code of Central Bank of India, Kharsia?
The MICR code of this branch is 496016375.
Where is Central Bank of India, Kharsia branch located?
The branch address is 6-47, NEW POST OFFICE, P.O. KHARSIA S.E. RLY., DIST-RAIGARH, CHHATTISGARH-496661 (Chhattisgarh).
Does CBIN0281472 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.