CBIN0280360 — Central Bank of India, Civil Lines Ludhiana
CBIN0280360 is the IFSC code of Central Bank of India, Civil Lines Ludhiana branch, Ludhiana, Punjab. MICR 141016003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CBIN0280360 |
|---|---|
| Bank | Central Bank of India |
| Branch | Civil Lines Ludhiana |
| Address | CIVIL LINES LUDHIANA |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141016003 |
| SWIFT code | — |
| Phone | +912222612008 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Central Bank of India branches in Ludhiana
- Brown Rd ,ludhiana — CBIN0281437
- Daresi Road Ludhiana — CBIN0281633
- Dugri Rd,ludhiana — CBIN0283650
- Focal Point Ludhiana — CBIN0282415
- Ghalib Kalan — CBIN0280366
- Hambran — CBIN0285155
- Ind Area Ludhiana — CBIN0281613
- Jagraon — CBIN0280364
- Jamalpur Awana Ludhiana — CBIN0280368
- Khanna — CBIN0280365
- Kohara — CBIN0283768
- Ludhiana Regional Office — CBIN0281134
How to read IFSC CBIN0280360
| Part | Meaning |
|---|---|
| CBIN | Bank code – Central Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 280360 | Branch code – Civil Lines Ludhiana, Ludhiana |
The MICR code 141016003 is printed at the bottom of cheques from this branch: 141 is the city code, 016 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Central Bank of India, Civil Lines Ludhiana
Payments this branch can receive using IFSC CBIN0280360:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CBIN0280360.
Questions about IFSC CBIN0280360
What is the IFSC code of Central Bank of India, Civil Lines Ludhiana branch?
The IFSC code of Central Bank of India, Civil Lines Ludhiana branch (Ludhiana, Punjab) is CBIN0280360.
What is the MICR code of Central Bank of India, Civil Lines Ludhiana?
The MICR code of this branch is 141016003.
Where is Central Bank of India, Civil Lines Ludhiana branch located?
The branch address is CIVIL LINES LUDHIANA (Punjab).
Does CBIN0280360 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.