CBIN0280352 — Central Bank of India, R R Phagwara
CBIN0280352 is the IFSC code of Central Bank of India, R R Phagwara branch, Kapurthala, Punjab. MICR 141016203. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | CBIN0280352 |
|---|---|
| Bank | Central Bank of India |
| Branch | R R Phagwara |
| Address | RAILWAY ROAD PHAGWARA |
| City | Kapurthala |
| District | Phagwara |
| State | Punjab |
| MICR code | 141016203 |
| SWIFT code | — |
| Phone | +912222612008 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Central Bank of India branches in Kapurthala
- D.m. Kapurthala — CBIN0281159
- Induatrial Area Phagwara — CBIN0281161
How to read IFSC CBIN0280352
| Part | Meaning |
|---|---|
| CBIN | Bank code – Central Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 280352 | Branch code – R R Phagwara, Kapurthala |
The MICR code 141016203 is printed at the bottom of cheques from this branch: 141 is the city code, 016 the bank code and 203 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Central Bank of India, R R Phagwara
Payments this branch can receive using IFSC CBIN0280352:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC CBIN0280352.
Questions about IFSC CBIN0280352
What is the IFSC code of Central Bank of India, R R Phagwara branch?
The IFSC code of Central Bank of India, R R Phagwara branch (Kapurthala, Punjab) is CBIN0280352.
What is the MICR code of Central Bank of India, R R Phagwara?
The MICR code of this branch is 141016203.
Where is Central Bank of India, R R Phagwara branch located?
The branch address is RAILWAY ROAD PHAGWARA (Punjab).
Does CBIN0280352 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.