BKID0004875 — Bank of India, Phulwaria
BKID0004875 is the IFSC code of Bank of India, Phulwaria branch, Phulwaria Dist Koderma, Jharkhand. MICR 825013608. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BKID0004875 |
|---|---|
| Bank | Bank of India |
| Branch | Phulwaria |
| Address | KODERMA GIRIDIH ROADPO PHULWARIA VIA DOMCHANCH |
| City | Phulwaria Dist Koderma |
| District | Phulwaria Dist Koderma |
| State | Jharkhand |
| MICR code | 825013608 |
| SWIFT code | — |
| Phone | +917541841795 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC BKID0004875
| Part | Meaning |
|---|---|
| BKID | Bank code – Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 004875 | Branch code – Phulwaria, Phulwaria Dist Koderma |
The MICR code 825013608 is printed at the bottom of cheques from this branch: 825 is the city code, 013 the bank code and 608 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of India, Phulwaria
Payments this branch can receive using IFSC BKID0004875:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BKID0004875.
Questions about IFSC BKID0004875
What is the IFSC code of Bank of India, Phulwaria branch?
The IFSC code of Bank of India, Phulwaria branch (Phulwaria Dist Koderma, Jharkhand) is BKID0004875.
What is the MICR code of Bank of India, Phulwaria?
The MICR code of this branch is 825013608.
Where is Bank of India, Phulwaria branch located?
The branch address is KODERMA GIRIDIH ROADPO PHULWARIA VIA DOMCHANCH (Jharkhand).
Does BKID0004875 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.