BKID0004644 — Bank of India, Aghara
BKID0004644 is the IFSC code of Bank of India, Aghara branch, Aghara Dist Jamui, Bihar. MICR 811013502. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BKID0004644 |
|---|---|
| Bank | Bank of India |
| Branch | Aghara |
| Address | AT POST AGHARAVIA SONO DIST JAMUI |
| City | Aghara Dist Jamui |
| District | Aghara Dist Jamui |
| State | Bihar |
| MICR code | 811013502 |
| SWIFT code | — |
| Phone | +919955617985 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC BKID0004644
| Part | Meaning |
|---|---|
| BKID | Bank code – Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 004644 | Branch code – Aghara, Aghara Dist Jamui |
The MICR code 811013502 is printed at the bottom of cheques from this branch: 811 is the city code, 013 the bank code and 502 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of India, Aghara
Payments this branch can receive using IFSC BKID0004644:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BKID0004644.
Questions about IFSC BKID0004644
What is the IFSC code of Bank of India, Aghara branch?
The IFSC code of Bank of India, Aghara branch (Aghara Dist Jamui, Bihar) is BKID0004644.
What is the MICR code of Bank of India, Aghara?
The MICR code of this branch is 811013502.
Where is Bank of India, Aghara branch located?
The branch address is AT POST AGHARAVIA SONO DIST JAMUI (Bihar).
Does BKID0004644 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.