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BKID0004281 — Bank of India, Bally Bazar

BKID0004281 is the IFSC code of Bank of India, Bally Bazar branch, Howrah, West Bengal. MICR 700013004. NEFT yes, RTGS yes, IMPS yes.

IFSC codeBKID0004281
BankBank of India
BranchBally Bazar
Address215 217 218 GOSWAMI PARA ROADPO BALLY DISTRICT HOWRAH
CityHowrah
DistrictHowrah
StateWest Bengal
MICR code700013004
SWIFT code—
Phone+912654344526
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Bank of India branches in Howrah

How to read IFSC BKID0004281

PartMeaning
BKIDBank code – Bank of India
0Fifth character, always zero (kept for future use)
004281Branch code – Bally Bazar, Howrah

The MICR code 700013004 is printed at the bottom of cheques from this branch: 700 is the city code, 013 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Bank of India, Bally Bazar

Payments this branch can receive using IFSC BKID0004281:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC BKID0004281.

Questions about IFSC BKID0004281

What is the IFSC code of Bank of India, Bally Bazar branch?

The IFSC code of Bank of India, Bally Bazar branch (Howrah, West Bengal) is BKID0004281.

What is the MICR code of Bank of India, Bally Bazar?

The MICR code of this branch is 700013004.

Where is Bank of India, Bally Bazar branch located?

The branch address is 215 217 218 GOSWAMI PARA ROADPO BALLY DISTRICT HOWRAH (West Bengal).

Does BKID0004281 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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