BARB0VJPAYA — Bank of Baroda, Payangadi
BARB0VJPAYA is the IFSC code of Bank of Baroda, Payangadi branch, Kannur, Kerala. MICR 670012007. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BARB0VJPAYA |
|---|---|
| Bank | Bank of Baroda |
| Branch | Payangadi |
| Address | VIJAYA BANK PAYANGADI, NO.498B , OPP. REGISTRAR OFFICE,ERIPURAM , PAYANGADI PO, KANNUR , PAYANGADI , 670303 |
| City | Kannur |
| District | Madayi |
| State | Kerala |
| MICR code | 670012007 |
| SWIFT code | — |
| Phone | +910221800223344 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Bank of Baroda branches in Kannur
- Alakode — BARB0ALAKOD
- Cannanore — BARB0DBCANN
- Cannanore Branch — BARB0CANNAN
- Cherupuzha — BARB0CHERUP
- Edakkad — BARB0VJEDAK
- Iritty — BARB0IRITTY
- Kallai — BARB0VJNMAH
- Kannur — BARB0VJKNUR
- Kuthuparamba — BARB0VJKUPA
- Nedumpuramchal — BARB0VJNEDU
- Payyanur — BARB0VJPAYY
- Payyavoor — BARB0PAYYAV
How to read IFSC BARB0VJPAYA
| Part | Meaning |
|---|---|
| BARB | Bank code – Bank of Baroda |
| 0 | Fifth character, always zero (kept for future use) |
| VJPAYA | Branch code – Payangadi, Kannur |
The MICR code 670012007 is printed at the bottom of cheques from this branch: 670 is the city code, 012 the bank code and 007 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of Baroda, Payangadi
Payments this branch can receive using IFSC BARB0VJPAYA:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BARB0VJPAYA.
Questions about IFSC BARB0VJPAYA
What is the IFSC code of Bank of Baroda, Payangadi branch?
The IFSC code of Bank of Baroda, Payangadi branch (Kannur, Kerala) is BARB0VJPAYA.
What is the MICR code of Bank of Baroda, Payangadi?
The MICR code of this branch is 670012007.
Where is Bank of Baroda, Payangadi branch located?
The branch address is VIJAYA BANK PAYANGADI, NO.498B , OPP. REGISTRAR OFFICE,ERIPURAM , PAYANGADI PO, KANNUR , PAYANGADI , 670303 (Kerala).
Does BARB0VJPAYA support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.