BARB0VJMODE — Bank of Baroda, Model Town - Ludhiana
BARB0VJMODE is the IFSC code of Bank of Baroda, Model Town - Ludhiana branch, Ludhiana, Punjab. MICR 141012022. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BARB0VJMODE |
|---|---|
| Bank | Bank of Baroda |
| Branch | Model Town - Ludhiana |
| Address | 209B, BLOCKD , MODEL TOWN EXTENSION, DUGRI ROAD , LUDHIANA , LUDHIANA , 141002 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141012022 |
| SWIFT code | — |
| Phone | +910221800223344 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Bank of Baroda branches in Ludhiana
- B R S Nagar — BARB0VJLBRS
- Bahadurke Road Ludhiana — BARB0BAHLUD
- Bnc Ludhiana — BARB0DBBCLU
- Branch — BARB0SUNGOR
- Clock Tower Branch — BARB0LUDHIA
- Dhuri, Punjab — BARB0DHURIX
- Dugri Road, Ludhiana — BARB0DUGLUD
- Ferozpur Road Ludhiana — BARB0FERROA
- Focal Point — BARB0VJFOCA
- Hambran Road Ludhiana — BARB0HAMBRA
- Ind.area-lud Branch — BARB0INDLUD
- Indl Area Ludhiana — BARB0DBINDU
How to read IFSC BARB0VJMODE
| Part | Meaning |
|---|---|
| BARB | Bank code – Bank of Baroda |
| 0 | Fifth character, always zero (kept for future use) |
| VJMODE | Branch code – Model Town - Ludhiana, Ludhiana |
The MICR code 141012022 is printed at the bottom of cheques from this branch: 141 is the city code, 012 the bank code and 022 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of Baroda, Model Town - Ludhiana
Payments this branch can receive using IFSC BARB0VJMODE:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BARB0VJMODE.
Questions about IFSC BARB0VJMODE
What is the IFSC code of Bank of Baroda, Model Town - Ludhiana branch?
The IFSC code of Bank of Baroda, Model Town - Ludhiana branch (Ludhiana, Punjab) is BARB0VJMODE.
What is the MICR code of Bank of Baroda, Model Town - Ludhiana?
The MICR code of this branch is 141012022.
Where is Bank of Baroda, Model Town - Ludhiana branch located?
The branch address is 209B, BLOCKD , MODEL TOWN EXTENSION, DUGRI ROAD , LUDHIANA , LUDHIANA , 141002 (Punjab).
Does BARB0VJMODE support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.