BARB0RATLAM — Bank of Baroda, Ratlam Branch
BARB0RATLAM is the IFSC code of Bank of Baroda, Ratlam Branch branch, Ratlam, Madhya Pradesh. MICR 457012002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BARB0RATLAM |
|---|---|
| Bank | Bank of Baroda |
| Branch | Ratlam Branch |
| Address | RATLAM BRANCH,STATION ROAD,RATLAM,457001 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| MICR code | 457012002 |
| SWIFT code | — |
| Phone | +910221800223344 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Bank of Baroda branches in Ratlam
- Alot, Mp — BARB0ALOTXX
- Bilpank, Mp — BARB0BILPAN
- Chandni Chwk Branch — BARB0CHARAT
- Jaora, Mp — BARB0JAORAX
- Pritam Nagar — BARB0DBPRIT
- Ratlam — BARB0DBRATL
- Ratlam — BARB0VJRATL
- Sailana — BARB0SAILAN
- Umrath — BARB0UMRATH
How to read IFSC BARB0RATLAM
| Part | Meaning |
|---|---|
| BARB | Bank code – Bank of Baroda |
| 0 | Fifth character, always zero (kept for future use) |
| RATLAM | Branch code – Ratlam Branch, Ratlam |
The MICR code 457012002 is printed at the bottom of cheques from this branch: 457 is the city code, 012 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of Baroda, Ratlam Branch
Payments this branch can receive using IFSC BARB0RATLAM:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BARB0RATLAM.
Questions about IFSC BARB0RATLAM
What is the IFSC code of Bank of Baroda, Ratlam Branch branch?
The IFSC code of Bank of Baroda, Ratlam Branch branch (Ratlam, Madhya Pradesh) is BARB0RATLAM.
What is the MICR code of Bank of Baroda, Ratlam Branch?
The MICR code of this branch is 457012002.
Where is Bank of Baroda, Ratlam Branch branch located?
The branch address is RATLAM BRANCH,STATION ROAD,RATLAM,457001 (Madhya Pradesh).
Does BARB0RATLAM support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.