BARB0MAHRAT — Bank of Baroda, Ratnagiri
BARB0MAHRAT is the IFSC code of Bank of Baroda, Ratnagiri branch, Ratnagiri, Maharashtra. MICR 415012051. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | BARB0MAHRAT |
|---|---|
| Bank | Bank of Baroda |
| Branch | Ratnagiri |
| Address | K C JAINNAGAR,PARAS PLAZA,MARUTI TEMPLE RATNAGIRI 415612 |
| City | Ratnagiri |
| District | Ratnagiri |
| State | Maharashtra |
| MICR code | 415012051 |
| SWIFT code | — |
| Phone | +910221800223344 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Bank of Baroda branches in Ratnagiri
- Chiplun — BARB0DBCHIP
- Chiplun — BARB0VJCHPL
- Chiplun, Dist Ratnagiri — BARB0CHIPLU
- Khed Br., Dist. Ratnagiri, Maharashtra — BARB0KHEDXX
- Mandangad — BARB0MANDAN
- Ratnagiri — BARB0DBRATN
- Ratnagiri — BARB0VJRATN
- Ratnagiri Trp — BARB0DBRGIR
How to read IFSC BARB0MAHRAT
| Part | Meaning |
|---|---|
| BARB | Bank code – Bank of Baroda |
| 0 | Fifth character, always zero (kept for future use) |
| MAHRAT | Branch code – Ratnagiri, Ratnagiri |
The MICR code 415012051 is printed at the bottom of cheques from this branch: 415 is the city code, 012 the bank code and 051 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Bank of Baroda, Ratnagiri
Payments this branch can receive using IFSC BARB0MAHRAT:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC BARB0MAHRAT.
Questions about IFSC BARB0MAHRAT
What is the IFSC code of Bank of Baroda, Ratnagiri branch?
The IFSC code of Bank of Baroda, Ratnagiri branch (Ratnagiri, Maharashtra) is BARB0MAHRAT.
What is the MICR code of Bank of Baroda, Ratnagiri?
The MICR code of this branch is 415012051.
Where is Bank of Baroda, Ratnagiri branch located?
The branch address is K C JAINNAGAR,PARAS PLAZA,MARUTI TEMPLE RATNAGIRI 415612 (Maharashtra).
Does BARB0MAHRAT support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.