Consult GurujiTax and company law

BARB0ATHWAL — Bank of Baroda, Athwalines Branch

BARB0ATHWAL is the IFSC code of Bank of Baroda, Athwalines Branch branch, Surat, Gujarat. MICR 395012003. NEFT yes, RTGS yes, IMPS yes.

IFSC codeBARB0ATHWAL
BankBank of Baroda
BranchAthwalines Branch
AddressATHWALINES BRANCH,JAWAHAR NEHRU MARG,ATHWALINES,SURAT,SURAT,395001
CitySurat
DistrictSurat
StateGujarat
MICR code395012003
SWIFT code—
Phone+910221800223344
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Bank of Baroda branches in Surat

How to read IFSC BARB0ATHWAL

PartMeaning
BARBBank code – Bank of Baroda
0Fifth character, always zero (kept for future use)
ATHWALBranch code – Athwalines Branch, Surat

The MICR code 395012003 is printed at the bottom of cheques from this branch: 395 is the city code, 012 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Bank of Baroda, Athwalines Branch

Payments this branch can receive using IFSC BARB0ATHWAL:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC BARB0ATHWAL.

Questions about IFSC BARB0ATHWAL

What is the IFSC code of Bank of Baroda, Athwalines Branch branch?

The IFSC code of Bank of Baroda, Athwalines Branch branch (Surat, Gujarat) is BARB0ATHWAL.

What is the MICR code of Bank of Baroda, Athwalines Branch?

The MICR code of this branch is 395012003.

Where is Bank of Baroda, Athwalines Branch branch located?

The branch address is ATHWALINES BRANCH,JAWAHAR NEHRU MARG,ATHWALINES,SURAT,SURAT,395001 (Gujarat).

Does BARB0ATHWAL support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing