ASBL0000049 — Apna Sahakari Bank, Kalyan
ASBL0000049 is the IFSC code of Apna Sahakari Bank, Kalyan branch, Thane, Maharashtra. MICR 400098032. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ASBL0000049 |
|---|---|
| Bank | Apna Sahakari Bank |
| Branch | Kalyan |
| Address | VEDMANTRA APARTMENTS, GROUND FLOOR, GHODEKHAT LANE, AGRA CROSS ROAD, KALYAN WEST, DIST THANE 421301 |
| City | Thane |
| District | Kalyan |
| State | Maharashtra |
| MICR code | 400098032 |
| SWIFT code | — |
| Phone | +912512026077 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC ASBL0000049
| Part | Meaning |
|---|---|
| ASBL | Bank code – Apna Sahakari Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000049 | Branch code – Kalyan, Thane |
The MICR code 400098032 is printed at the bottom of cheques from this branch: 400 is the city code, 098 the bank code and 032 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Apna Sahakari Bank, Kalyan
Payments this branch can receive using IFSC ASBL0000049:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC ASBL0000049.
Questions about IFSC ASBL0000049
What is the IFSC code of Apna Sahakari Bank, Kalyan branch?
The IFSC code of Apna Sahakari Bank, Kalyan branch (Thane, Maharashtra) is ASBL0000049.
What is the MICR code of Apna Sahakari Bank, Kalyan?
The MICR code of this branch is 400098032.
Where is Apna Sahakari Bank, Kalyan branch located?
The branch address is VEDMANTRA APARTMENTS, GROUND FLOOR, GHODEKHAT LANE, AGRA CROSS ROAD, KALYAN WEST, DIST THANE 421301 (Maharashtra).
Does ASBL0000049 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.