APBL0004010 — Andhra Pradesh State Co-operative Bank, Draksharama
APBL0004010 is the IFSC code of Andhra Pradesh State Co-operative Bank, Draksharama branch, Kakinada, Andhra Pradesh. MICR 533842403. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | APBL0004010 |
|---|---|
| Bank | Andhra Pradesh State Co-operative Bank |
| Branch | Draksharama |
| Address | D.NO.1-137, THOTA PETA, DRAKSHARAMA |
| City | Kakinada |
| District | Draksharama |
| State | Andhra Pradesh |
| MICR code | 533842403 |
| SWIFT code | — |
| Phone | +918857252404 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Andhra Pradesh State Co-operative Bank branches in Kakinada
- Alamuru — APBL0004002
- Allavaram — APBL0004003
- Amalapuram — APBL0004004
- Anaparthi — APBL0004005
- Angara — APBL0004006
- Annavaram — APBL0004007
- Atreyapuram — APBL0004008
- Gandepalli — APBL0004011
- Gangavaram — APBL0004012
- Gokavaram — APBL0004013
- Gollapalem — APBL0004014
- Inavalli — APBL0004015
How to read IFSC APBL0004010
| Part | Meaning |
|---|---|
| APBL | Bank code – Andhra Pradesh State Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004010 | Branch code – Draksharama, Kakinada |
The MICR code 533842403 is printed at the bottom of cheques from this branch: 533 is the city code, 842 the bank code and 403 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Andhra Pradesh State Co-operative Bank, Draksharama
Payments this branch can receive using IFSC APBL0004010:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC APBL0004010.
Questions about IFSC APBL0004010
What is the IFSC code of Andhra Pradesh State Co-operative Bank, Draksharama branch?
The IFSC code of Andhra Pradesh State Co-operative Bank, Draksharama branch (Kakinada, Andhra Pradesh) is APBL0004010.
What is the MICR code of Andhra Pradesh State Co-operative Bank, Draksharama?
The MICR code of this branch is 533842403.
Where is Andhra Pradesh State Co-operative Bank, Draksharama branch located?
The branch address is D.NO.1-137, THOTA PETA, DRAKSHARAMA (Andhra Pradesh).
Does APBL0004010 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.