AANB0000003 — AANB, Ring Road Branch
AANB0000003 is the IFSC code of AANB, Ring Road Branch branch, Surat, Gujarat. MICR 395437003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | AANB0000003 |
|---|---|
| Bank | AANB |
| Branch | Ring Road Branch |
| Address | SHOP NO.1 TO 4, KAMLA TEXTILE MARKET, B/S,GOLDEN PLAZA,RING ROAD,SURAT-395002 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395437003 |
| SWIFT code | — |
| Phone | +912612351500 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other AANB branches in Surat
- Amroli Chhaparabhatha Road Branch — AANB0000012
- Kadodara Branch — AANB0000005
- Kamrej Branch — AANB0000006
- Katargam Amroli Road Branch — AANB0000007
- Katargam Branch — AANB0000002
- Pandesara Branch — AANB0000014
- Rtgs-ho — AANB0000001
- Sachin Gidc Branch — AANB0000013
- Sayan Road Branch — AANB0000011
- Service Branch — AANB00000SC
- Varachha Branch — AANB0000004
How to read IFSC AANB0000003
| Part | Meaning |
|---|---|
| AANB | Bank code – AANB |
| 0 | Fifth character, always zero (kept for future use) |
| 000003 | Branch code – Ring Road Branch, Surat |
The MICR code 395437003 is printed at the bottom of cheques from this branch: 395 is the city code, 437 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to AANB, Ring Road Branch
Payments this branch can receive using IFSC AANB0000003:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC AANB0000003.
Questions about IFSC AANB0000003
What is the IFSC code of AANB, Ring Road Branch branch?
The IFSC code of AANB, Ring Road Branch branch (Surat, Gujarat) is AANB0000003.
What is the MICR code of AANB, Ring Road Branch?
The MICR code of this branch is 395437003.
Where is AANB, Ring Road Branch branch located?
The branch address is SHOP NO.1 TO 4, KAMLA TEXTILE MARKET, B/S,GOLDEN PLAZA,RING ROAD,SURAT-395002 (Gujarat).
Does AANB0000003 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.